10 Red Flags High-Net-Worth Retirees Should Watch for in a Financial Adviser Retirees with both a pension and substantial savings should expect their adviser to focus on far more than basic investment management — managing…

A 7-Point Retirement Checklist for People Retiring With a Pension If you’ve spent decades being a disciplined saver, you may need to learn how to confidently use the wealth you’ve accumulated. Here’s how you can…

Eighty percent of retirees pay $0 in federal income taxes, but since you have a pension, you’re likely in the 20% who will pay taxes. Here’s why and what to do about it. If you…

Tax preparation looks back to calculate what you owe for the previous year, but tax planning looks forward to help lower your lifetime tax bill. Retirees with pensions especially need tax planning to strategically manage…

For the average retiree, income drops after leaving the workforce, keeping them in lower tax brackets, but retirees with pensions and large tax-deferred accounts often find themselves pushed into permanently higher tax brackets. Here’s what…

Taking action in key areas like tax efficiency and estate organization can help you secure your future while also allowing you the freedom to enjoy your hard-earned savings today. Retirement has a lot of moving…

If you’re a retiree with a pension, treating taxes as a core part of your retirement strategy — rather than an afterthought — is the best way to keep your income efficient, flexible and sustainable…

Roth conversions get a lot of buzz for being a powerful tax-saving tool, but there are several situations where taking that leap might actually cost you more in the long run. Roth conversions have recently…

Depending on how big your pension is, you might be able to stop worrying about reaching a specific savings number and start focusing on how you want to enjoy or share your wealth. “Do I…

When should you take Social Security if you have a pension? It’s one of the most common questions we hear from retirees, and the answer is often very different for people in what we call the “2%…

With some careful planning focused on the standard deduction, retirees who have large sums in tax-deferred accounts can avoid unpleasant tax bills and even part ways with the IRS for good. If you know anything…

If you’re a retiree with a pension and significant savings, consider a tax diversification strategy that lowers taxes and avoids penalties like IRMAA to gain better control over your retirement income. For most of your…