• See Our Process page to learn more about our 5 Pillar Approach.
• Here is a video of our process for those looking to work with us and how we serve clients ongoing.

We primarily serve those in or near retirement in the “2% Club”. Those who have a pension and are “Midwestern Millionaires” who have $1M-$10M saved. They “Hate Taxes” and are looking for comprehensive planning with a tax focus.

Yes. As an SEC registered firm, all  of our advisors are fully licensed fiduciaries. Unfortunately, this term doesn't mean what it used to, so we seek to take this a step further at Peak by requiring a 200+ hour, 26-week training program for all newly hired advisors, as well as requiring each advisor to attain the CFP^® credential, the gold star in our industry as less than 30% of financial advisors have it.

Yes. While we are headquartered in Columbus, Ohio, we primarily work with clients remotely across the country. We welcome clients to visit our office whenever they would like and have even created an itinerary for them to enjoy their time, but many of our clients we have never met in person.

We charge a percentage of assets under management based on the layout below. These fees come directly out of the managed accounts annually. We do not provide one-time or hourly planning, and do not charge any up-front or planning fees.

• Under $1M - We are primarily bringing on those with $1M-$10M at this point, but if it is a good fit and we can add value, then we will consider bringing on those with $250k-$1M. We will also make exceptions for family and friends of our clients.
• $1M-$5M - 1%
• $5M-$10M - .75%
• $10M+ - .5% or less

Our clients tell us they pay a fee for a team in their corner that has all of the in-house professionals. They pay for time, expertise, and peace of mind, so they can focus their energy on what they love. While there are aspects of financial planning that may be difficult to quantify, Vanguard has a recent study showing that the value of a financial advisor can be quantified around 3% of investable assets each year.

Yes. In order to do our best work, we manage all of our clients' investments. We have some clients who like to be more hands-on and some who like to be hands-off when it comes to this part of the plan, but at the end of the day we will tailor down the investment plan until it fits and never push any specific investments or products.

Our clients' money is held with a qualified, third-party custodian. We are independent, which means we can work with any custodian, but most of our clients use Charles Schwab or Altruist, 2 of the 3 largest independent custodians by firms served.

No. We have included a stipulation in our agreement that allows any of our clients to exit the relationship at any time if they feel it is no longer necessary or valuable. We hope to establish long-term relationships with our clients. However, if a client feels that the fee they are paying us is not valuable or feels uncomfortable, we would never want anyone to feel locked in or forced to work with us.

We take a team approach and have two advisors in every meeting. Our clients work with and meet many of our different team members throughout their relationship with us. None of our advisors have individual clients. This allows us to maintain our boutique approach with all 5 levels of planning.

Due to our high demand and protecting our clients' confidentiality while preserving their time, we do not offer references. Although we have been fortunate to have clients leave us Google Reviews. We also have a video of clients sharing their testimony about working with us.

No.