The Retirement Mountain
Reaching the summit is only the midway point of your journey.
At Peak Retirement Planning, we specialize in helping you get down the mountain to live the retirement you dream of. Here’s a helpful way to think about this process:
Our 5 Pillar Approach
Too often, we see people only getting 1 out of the 5 pillars (investment management) and ignoring the other 4 (which, in our opinion, are just as important, if not more) at this phase in your life. Our 5 Pillar approach is designed to reduce mistakes and allow you to live the retirement you deserve. We always say retirement is different than all of your working years. Our 5 Pillar Approach is designed to make this transition and have a comprehensive retirement plan.
Tax
Planning
- Use of tax software, reports and calculators
- Reduce lifetime taxes
- Tax return review
- RMD planning
- Roth conversions
- Charitable planning
Investment Planning
- Seeking protection and growth on your hard-earned life savings
- Eliminating unnecessary fees
- Professional investment management
Income
Planning
- Plan to get a paycheck for life to reduce the concern of running out of money
- Social Security planning
- Planning for inflation
Health Care
Planning
- Medicare planning
- Long-term care strategies
- Planning for out-of-pocket health care expenses
Estate
Planning
- Estate planning documents — trust, will, POA, etc.
- Survivor planning
- Reducing taxes to beneficiaries