The Retirement Mountain
Reaching the summit is only the midway point of your journey.
At Peak Retirement Planning, we specialize in helping you get down the mountain to live the retirement you dream of. Here’s a helpful way to think about this process:
Our 5 Pillar Approach
Too often, we see people only getting 1 out of the 5 pillars (investment management) and ignoring the other 4 (which, in our opinion, are just as important, if not more) at this phase in your life. Our 5 Pillar approach is designed to reduce mistakes and allow you to live the retirement you deserve. We always say retirement is different than all of your working years. Our 5 Pillar Approach is designed to make this transition and have a comprehensive retirement plan.
Tax
Planning
- Use of tax software, reports and calculators
- Roth Conversions
- RMD planning
- Charitable planning
- Tax prep
Investment Planning
- Seeking protection and growth based on your objectives
- Eliminating unnecessary fees
- Professional investment management
Income
Planning
- Generate income from investments
- Social Security planning
- Pension planning
- Tax-Efficient withdrawal strategy
Health Care
Planning
- Medicare planning
- Long-term care strategies
- Planning for out-of-pocket health care expenses
- Planning for early retirement
Estate
Planning
- Estate planning documents — trust, will, POA, etc.
- Survivor planning
- Reducing taxes to beneficiaries
- Purpose planning