Our 5 Pillar Approach
Too often, we see people only getting 1 out of the 5 pillars (investment management) and ignoring the other 4 (which, in our opinion, are just as important, if not more) at this phase in your life. Our 5 Pillar approach is designed to reduce mistakes and allow you to live the retirement you deserve. We always say retirement is different than all of your working years. Our 5 Pillar Approach is designed to make this transition and have a comprehensive retirement plan.
Tax
Planning
- Use of tax software, reports and calculators
- Roth Conversions
- RMD planning
- Charitable planning
- Tax prep
Investment Planning
- Seeking protection and growth based on your objectives
- Eliminating unnecessary fees
- Professional investment management
Income
Planning
- Generate income from investments
- Social Security planning
- Pension planning
- Tax-Efficient withdrawal strategy
Health Care
Planning
- Medicare planning
- Long-term care strategies
- Planning for out-of-pocket health care expenses
- Planning for early retirement
Estate
Planning
- Estate planning documents — trust, will, POA, etc.
- Survivor planning
- Reducing taxes to beneficiaries
- Purpose planning